What is a PA

What are different types of adjusters?

• A Public Adjuster (commonly called a PA) works exclusively for policyholders and never for insurance companies. This means there´s no inherent conflict of interest when it comes to advocating on your behalf to the insurance company.  WE ARE LOOKING OUT FOR YOU!!! For decades, homeowners facing a crisis involving property damage have turned to Public Adjusters to help them rebuild their lives. As public adjusters, we work for you, advocating on your behalf, never for insurance companies.
• A Company Adjuster works for the insurance company.  Insurance companies hire adjusters to look out for their best interests.  You should hire a Public Adjuster to look out for your best interests.
• An Independent Adjuster (commonly called an IA) also works for insurance companies, not for policyholders.  IA’s are not company employees and work for multiple insurance companies.  They are dependent on the insurance company for work and may not have your best interest in mind.
• A Restoration Contractor is an independent contractor.  A restoration contractor may be on a “preferred contractor’s list”, but are not legally permitted to represent the policyholder for negotiation an insurance claim.  An insurance company cannot guarantee quality of work or pricing from a restoration contractor.