What We Do

WE WORK WITH ALL INSURANCE COMPANIES FOR FAIR AND ACCURATE RESOLUTION OF CLAIMS. 

WHAT WE DO:

1) SPEAK INSURANCE TALK
We speak insurance talk and understand how your policy and endorsements can apply to your particular loss.  With Rocky Mountain Public Adjusters on your side we can cooperatively assist your adjuster to apply proper coverage for the loss and assist them with writing the estimate.  
It is very important to have us involved from the beginning so, we can minimize loss exposure and maximize loss coverage.  If your adjuster has already written an estimate but the estimate will not complete the repairs, you need to call us more now than ever.  We can facilitate proper communication with the adjusters and insurance agents and help you get the necessary mitigation and repairs necessary to put you back to a pre-loss condition.    

2) UNDERSTAND LOCAL CONDITIONS AND BUILDING CODES
Did you know that the state of Colorado has some of the most strict mold and asbestos remediation  requirements in the entire United States and failure to properly mitigate you damages can result in health risks and environmental impact.  It is up to the insurance companies in many of these situations to ensure that proper mitigation is addressed for property losses.  Often times endorsements on an insurance policy have limits for certain types of mitigation techniques and these need to be addressed properly.  Rocky Mountain Public Adjusters is your most valuable resource for adjusting, negotiating, and settling insurance claims.  We are locally owned and operated, which is a tremendous benefit to our clients. Knowing local conditions, such as pricing, local building codes, water restoration, fire restoration, mold damage, asbestos, hail damage claims is very important in handling your claim quickly and efficiently.

3) THOROUGHLY EVALUATE PROPERTY DAMAGE TO MAXIMIZE FAIR COMPENSATION FOR YOUR LOSS
As a professional public adjusting company we have the credentials and expertise to determine what labor and materials are necessary for the repair or replacement of damage property.  We use the most up-to-date Xactware and Xactimate software platform that over 90% of insurance companies turn to for estimate pricing.

4) INSURANCE CONSULTANTS                                                                                                                                                 Public Adjusters provide a service to homeowners and business owners alike that can be invaluable.  Besides that fact that we do all the communication with your insurance company, we are less likely to get a run around from the insurance company, our knowledge of the policy can cause fewer speed bumps. Insurance policies are written by the companies themselves but still have be approved by the state insurance commission. The policies and endorsements that apply to them are often times reviewed by the company adjuster only and are not easily disclosed to you the insured.  We are familiar with how these endorsements impact your claim and we will review all policy and endorsement language to ensure you the most fair and equitable resolution of your claim.